"Unlock the Benefits of Medicare with Our Comprehensive Services"
We offer a wide range of insurance plans and products that focus on all aspects of your well-being—physical and emotional.
"Unlock the Benefits of Medicare with Our Comprehensive Services"
We offer a wide range of insurance plans and products that focus on all aspects of your well-being—physical and emotional.
Choosing a Medicare Plan
Confused by the Medicare coverage options? Find out how to choose a Medicare plan, what the different plans are, and steps to follow when deciding which plan is right for you.
Medicare Overview
Medicare is a federal health plan. It was started in 1965 and first made available to people age 65 and over. It was then expanded to include people with certain disabilities and End-Stage Renal Disease/kidney failure. Medicare is broken up into parts that cover various types of care and services
Part A (Original Medicare) covers hospital care and services.
Part B (Original Medicare) covers medical care and services, including preventive care.
Part D provides coverage for prescription drugs.
Part C is also called Medicare Advantage. These plans combine Part A and B (and often Part D prescription drug coverage) into a single convenient plan.
Medicare Supplement insurance policies (also known as Medigap) helps cover some of the costs that Original Medicare doesn’t.
What is the purpose of Medicare and who qualifies?
Medicare’s purpose is to provide national health coverage to the following:
Older adults, age 65 and over. This has been a traditional retirement age, when health insurance coverage through an employer might typically end. Medicare provides health coverage at a time of life when health care and prescription costs often increase.
People with certain disabilities, or End Stage Renal Disease. The purpose is to provide health coverage to those unable to work due to disability or kidney failure and therefore unable to get health coverage through an employer. Medicare ensures affordable access to care and services that could otherwise be costly.
What are the main types of Medicare coverage?
In understanding the basics of Medicare, it’s important to learn the different types of Medicare coverage and what they generally offer:
Original Medicare: is a fee-for-service health plan that has 2 parts: Part A (Hospital Insurance) and Part B (Medical Insurance). You can go to any doctor, supplier, hospital, or other facility that accepts Medicare, and is accepting new Medicare patients.
Medicare Advantage: also known as Part C, is a type of Medicare plan offered by a private company. These plans provide you with all your Medicare Part A and Part B benefits and may include plan extras not offered by Original Medicare.
Medicare Part D Prescription Drug Coverage: provides optional prescription drug coverage to anyone with Medicare. Private companies, like Cigna Healthcare, offer this as a standalone Part D plan or with select Medicare Advantage Plans.
Medicare Supplement (also known as Medigap) insurance: includes plans offered by private companies like Plans help cover costs that Original Medicare doesn’t, including deductibles, copays, and coinsurance.
What are the basics of Medicare Supplement Insurance (Medigap)?
Medicare Supplement Insurance is not part of the federal government’s Medicare program. These policies are sold through private insurers like Mapro Healthcare and designed to help cover some expenses not covered by Original Medicare:
Helps pay Part A and sometimes Part B annual deductibles.
Helps pay copays, coinsurance and other out-of-pocket costs you may owe for services.
Medicare Supplement works with:
Original Medicare, alone
Original Medicare plus Part D Prescription Drug plan
How much does Medicare cost?
Medicare is not free. The different types of Medicare each have certain out-of-pocket costs:
Original Medicare Part A and Part B come with monthly premiums that vary from year to year, depending on your income level. Part A and Part B each has its own annual deductible, as well as copays and coinsurance for care and services.
Part C, or Medicare Advantage plans, often come with low or no monthly premiums, depending on the plan. You will pay copays for specialist doctor visits, some of the cost for other various services and care, as well as copays for prescriptions if included in the plan. Costs and coverage can vary.
Part D prescription plans have a monthly premium, as well, and may also have a prescription deductible depending on the types of prescription drugs you need.
Medicare Supplement plans have monthly premiums, which help pay some of the health care costs that Original Medicare doesn’t cover.
Here at, we will offer you the best medicare insurance services, that focuses on your physical and mental well being.
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14261 SW 120th st, suite 103, Miami, fl 33186
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